Mini Case Study: How One Innocent ChatGPT Query Triggered a Compliance Issue The “Helpful” ChatGPT Background: A mid-level advisor at a growing RIA was struggling to create a follow-up email after a complex client meeting. To save time, he pasted his rough notes into ChatGPT. He didn’t include full client names or account numbers — just: Age range Investment goals Planning issues Portfolio structure Risk tolerance A summary of the client’s concerns ChatGPT generated a clean,